Credit Cards, Friend or Foe

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Credit : Business & Finance

How to Get a Credit Bureau to Take Off a Mistake

The three major credit bureaus, Experian, Equifax and TransUnion, maintain credit reports for most consumers in the U.S. Usually consumers will have a separate credit report with each credit bureau. Each is supposed to provide accurate information pertaining to your credit history, but often the cre

Credit Cards Usage for Pet Care

Using credit cards for pet care is often a necessity for many families and pet owners. Pet care can be expensive, especially if the situation for your pet calls for emergency medical attention, antibiotics, or a pet surgery.

Essential Credit Card Debt Facts

The obsession with credit cards has put the US citizen in over $1 trillion of credit card debt in a spending frenzy that has brought many to the brink of financial despair. This is not just an American problem though as this obsession has become worldwide and we will highlight the main credit card d

5 Instant Tips to Build Good Credit

Let's face it; everyone is looking to build good credit. The truth is, with a little bit of discipline, it's very easy to build good credit without much effort at all. Here are 5 instant tips to get you started with building good credit for yourself.

When Not To Use A Credit Card

Credit cards are a convenient part of modern life, but unfortunately it can be all too easy to run up problem levels of debt. Knowing when card use is inappropriate will help prevent your card getting you into trouble.

The Untapped Pool Of Invoice Financing Prospects

As part of our ongoing investigation into the relatively small number of invoice finance users in the UK and recent reductions in client numbers, we wanted to find out which invoice finance companies were most actively contacting prospective customers, regarding invoice finance. To do this we select

Can a Credit Card Company Withdraw Money From a Bank Without Permission?

The only circumstance under which a credit card company can withdraw money from a consumer’s bank account without permission is by obtaining a court order. If a debtor fails to pay the balance due on the credit card in accordance with the terms and conditions as stated in the card agreement, t

Five Tips When Choosing a Credit Counselor

If you are faced with bankruptcy and need to deal with a credit counselor, beware.Some are legit and some are just scam artists taking advantage of your weakness.

Have You Crunched Your Car and Crunched Your Credit Rating?

With the high street banks being very cautious about lending even to another bank, let along a poor individual that has a few blemishes on his credit history, how does anybody get around this apparent impasse? And it's no good just nipping down to your local used-car lot and hoping you can bluf

Where Do Credit Scores Come From?

So, you're considering repairing your bad credit and restoring your credit score. Maybe you're even going through the process right now but you're not getting results. In or

The Best Merchant Credit Card Processing Service

It’s easy to see why Vision Payment Solutions is among the most sought-after merchant credit card processing services around. We’ve been in the industry for a long time, and we’ve been around the block enough times to know just what merchants need in terms of the payment-processing

The Impact Of Personal Credit Cards On The Economy Over The Past 50 Years

There are some who worry that poor financial management and increasing levels of debt are bad for the economy. Failed businesses and bankruptcies harm the economy and the human consequences too place a strain on budgets. The answer is surely a wise and prudent use of all financial matters including

TrueEarnings Card From Costco and American Express - Is it Right For You?

If you're looking for a new credit card, you might want to consider the TrueEarnings Card from Costco and American Express. While it has a long name, its rewards program is quite easy to understand. If the following guidelines describe your current situation, the this offer may be right for you

Increased Consumer Debt Means More FDCPA Lawsuits

With the amount of credit card debt skyrocketing over the past two years the lawsuits against debt collectors have followed suit. Americans are not afraid to notify the Federal Trade Commission when they feel that collection agencies have crossed the line and violated their rights under the Federal

4 Tips to Finding the Best Credit Cards

You need more spending power, but you just aren't sure which are the best credit cards for your spending needs. Before you pick up just any credit card application, you need to take a note of the things that are important to you and that you need to have so you know you are applying for the bes