Credit Cards, Friend or Foe

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Credit : Business & Finance

Budgeting Little By Little

It is important for you to get a free credit report [http://www.freetenantcreditreport.com] in order to be sure no one has applied for credit under your name and social security number. You can get a free ...

Definition of Credit Card Fraud & Identity Theft

More than 9 million Americans become victims of identity theft each year, according to the Federal Trade Commission. Credit card information is vulnerable, too, with CNN reporting that in one 2008 case, hackers stole 40 million credit card account numbers. These crimes are becoming common and affect

What Is Reported on My Credit Report?

You get free yearly access to your credit reports through AnnualCreditReport.com, according to the Federal Trade Commission, so you can monitor their contents. The TransUnion, Experian and Equifax credit bureaus include a wide range of personal and financial information in those reports and sell the

Improving Your Fico Score

The best part of your FICO score is that you can improve it, it can get better. Your FICO scores is used to rate your risk and in turn decide the interest rate you will be charged for using credit, im

Secured Credit Cards - How to Use Them to Establish Or Re-build Your Credit

Whether you have no credit or want to rebuild a bad credit report, using secured credit cards can help. However, you'll need some cash to begin the process. What are secured credit cards? Secured credit cards are cards that require you to deposit a certain amount of money into a checking or sav

The Disadvantages of Consumer Credit

Consumer credit is almost always necessary to buy a house or even a new car. The MyFICO website reported in 2010 that a person, on average, is likely to have a total of 13 credit accounts -- nine credit cards and four installment loans -- with revolving credit lines totaling an average...

How to Compare Pre-Paid Credit Cards

Prepaid credit cards are a way to pay for merchandise and bills without worrying about interest rates, minimum payments and opening up a checking account. There are many types of these cards available, each with their own perks.

What is a Good FICO Credit Score?

When it comes to your finances, one of the most important steps you can take is to become familiar with your FICO score and know where your credit history stands. There are several factors which can influence your credit score, and it can be difficult to make the proper adjustments to your financial

How to Improve Your Credit Card Rating

Our credit card rating scores have a huge influence over the things that we can and cannot buy. But many people do not know the first thing about how credit scores are determined, and how one can go about improving their score. Here are a couple of tips that can help you to increase your credit card

Credit Card For Bad Credit People - Read All Policies Before Applying

There may be one out of several reasons for which you are rated as a bad credit holder. Reasons apart, if you are facing problems with the credit scores then do not loose your hope for credit cards. This is because financial experts have a special option named credit card for bad credit people.

Will a Settlement on a Credit Card Affect My Credit Rating?

Your credit rating is a mathematical formula that indicates your credit worthiness. Potential lenders, landlords and insurance companies use the number to determine loan eligibility, interest rates and premiums. The higher your credit rating, the less risk you represent. Negative items that affect y

How do I Calculate the Percentage of a Credit Card Balance?

Credit cards are nearly a fact of life in modern times. Some consider them safer than a debit card or checking account because losses are limited for unauthorized use if you spot it before the agreed to time period. Using a credit card is a snap, figuring out how the credit card company computes you