Is Your Credit In Need Of Repair? Here" s Some Advice

Browsing Category

Bankruptcy : Business & Finance

How to Apply for a Debt Relief Order

The debt relief order (DRO) was introduced in 2007 as a way to help residents of England and Wales who have a small amount of debt and no way to pay it. Cheaper than filing for bankruptcy, the DRO is in place for about a year. Your debts are listed in the DRO and, during the year, none of the listed

Filing Bankruptcy and Really Wanting to Keep Something - Reaffirm It

It's no secret that Americans are in love with their cars and all their stuff. Over the years, all of this stuff has been bought on credit making people not realize that this stuff they think they own really isn't theirs. When someone comes to the end of their rope financially and needs to

How Could You Be Certain That IVA Help Is Befitting You?

An Individual Voluntary Arrangement (IVA) is an efficient way of dealing together with your debts whereby you arrived at an agreement with your creditors to create a more affordable monthly payment. With an IVA financial ...

Guaranteed Loans After Bankruptcy

Guaranteed loans are really made for people with past credit problems, like those who have just gone through bankruptcy, but for this very reason it's generally a good idea to consider other options first. See, ...

How Much Does Medical Billing & Coding Pay?

A career in medical billing and coding can include a variety of different job types and tasks. Medical records technicians maintain patients' health records and bills, usually working with electronic health records (EHR). Some specialize in codifying data for insurance reimbursement purposes, and ar

Advice When Choosing A Bankruptcy Lawyer

This article offers pertinent advice for consumers seeking the help of a bankruptcy lawyer.If your case is simple, then chances are you can file on your own.

How to Apply for Debt Relief Stimulus

As part of its effort to ease the financial pressure on homeowners suffering from too much debt, the Obama administration in 2009 launched its Home Affordable Modification Program. This program, funded by the government's stimulus dollars, provides financial incentives to mortgage lenders and banks

How Bankruptcy Will Shield Your Retirement Investments

This article breaks down in layman's terms what retirement investments you can expect to protect when filing for bankruptcy. Te article gives detail as to how much the bankruptcy umbrella protect and exactly what is protected?

Can People Lose Their Retirement Funds in Bankruptcy?

Several types of bankruptcy can potentially affect a person's assets. If he files personal bankruptcy, then he might have to relinquish some of his assets to offset creditor's losses, but retirement accounts are usually exempt. If a company holding assets such as retirement accounts declares corpora

Is a bankruptcy a "get out of jail free" card?

If you've fallen behind in your mortgage payments, you must be aware you are traveling down a road that might very well take you to foreclosure. What you have in your favor is time: The ...

Filing Personal Bankruptcy - Honesty Is the Best Policy

Hearing the old adage "honesty is the best policy" can't be more true when it comes to filing bankruptcy. When an individual files for bankruptcy they need to remember to be totally honest with the bankruptcy court. If the bankruptcy trustee finds any discrepancies in the schedules al

Bankruptcy Is Not the End of Your Financial Life - Here's Why

Never be afraid to file bankruptcy or view it as an act that will close doors to your financial dreams. On that note, in this article, you will find three major things you can still do financially after your bankruptcy has been discharged.

These is What Bankruptcy Fraud Entails

Bankruptcy fraud is a serious crime that could lead the borrower into being put in jail. It could could cause an individual to be denied discharge after the case has ended.

How to Avoid Medical Bankruptcy Using Portable Heart Devices?

There is a old adage that Apple a day keeps the doctor away.This is much more relevant in the current era.With recession looming all over the world,and business spending for employers cut,In the corporate world,0.25% of the companies cancel coverage,if an employee has disabling illness.Prevention is

Can Your Taxes Be Garnished Because of a Judgment?

If a judgment has been issued against you, it means there is a chance you could lose part of your income, savings and, in some cases, your state and federal income tax returns by way of a garnishment order. However, as property of federal and state governments, tax refunds are not as readily availab

Can You Negotiate With a Collection Agency?

Debt collectors are in the business of making money quickly. You can negotiate with a collection agency and most other creditors. Amounts owed, the age of your delinquency and your offer all factor into an agreeable outcome, but successful negotiations ultimately depend on a creditor's willingness t