Sign in
Recover your password.
A password will be e-mailed to you.
Browsing Category
Bankruptcy : Business & Finance
How Lenders See You Post Bankruptcy
There are many reasons that your financial situation may have led you to file bankruptcy. Perhaps you experienced job loss, layoff, injury, or illness that prevented you from working and keeping up with your payments. ...
How Long Does it Take to Complete a Chapter 7 Bankruptcy in Texas?
Although the exact timing of the Chapter 7 bankruptcy process can vary slightly, the timeline to completion of a bankruptcy proceeding is fairly standard. If you file a Chapter 7 bankruptcy in Texas, the exact length of time until your discharge can depend on the case load of your individual courtho
Chapter 13 & Foreclosure Laws in Florida
Florida, like many other states, requires foreclosure mediation. The process involves bringing a borrower and lender together with a third-party mediator to encourage an acceptable resolution. However, mediation does not prevent the bank from foreclosing on the property. If you've fallen behind in y
Steps to Follow in Filing Commercial Bankruptcy for aBusiness
Running a business is not an easy task.Running a successful one, stress free, is near impossible.Take a business's financial situation for example.There are times when it becomes necessary to file for bankruptcy due to circumstances, some unavoidable and unforeseen, within your business which h
Does an Inheritance Affect Chapter 7 Bankruptcy?
Technically, an inheritance cannot affect the outcome of your Chapter 7 bankruptcy, unless you do not disclose it to the court. However, if you are in or have recently concluded bankruptcy proceedings, you may not be able to keep some or all of your inheritance. The timing of your inheritance plays
Laws on Chapter 13
If you need help restructuring your debt repayment and your creditors are threatening legal action, Chapter 13 bankruptcy protection may be your best option. In a Chapter 13 case, you agree to repay some or all of what you owe over time and still keep your assets. Chapter 13 bankruptcy is covered un
How to Stop a Scavenger Debt Collector
Scavenger debt collectors are companies that purchase old debts from original creditors and then contact debtors to recover these funds. According to BCS Alliance, scavenger debt collectors buy old debts for pennies on the dollar -- but they request the full unpaid balance from debtors to make a nic
What Is a Reasonable Debt?
Owing creditors money can improve your chances of getting a loan, but only if it's what creditors consider a reasonable amount of debt. A reasonable amount is one that allows you to make payments on time and in full in addition to managing your other expenses. Creditors primarily use three calculati
Get Out of Bankruptcy Using Your Home Equity
Filing for bankruptcy will not always discharge you from all your debts. Now that the New Bankruptcy Law has taken effect, filing for bankruptcy is even more difficult and complicated. Today, your bankruptcy attorney cannot advice you about which type of bankruptcy you should file. Even if you want
What is Clean Sweep Debt Consolidation?
Clean Sweep Debt Consolidation was a program offered by Bank of America in 2008 and 2009. Under the program, consumers qualified for a variable-rate loan of up to $50,000. The program was marketed as a way to pay off high-interest debt. As of 2010, Bank of America no longer offers Clean Sweep loans.
Why Do People File for Bankruptcy?
For many debtors, bankruptcy can be a way to get a "fresh start" in life without the burden of debt payments. However, there are serious and long-lasting consequences to bankruptcy. For starters, if you file bankruptcy it will appear on your credit report for up to 10 years, which may affect your ab
Ways to Pay DirecTV Bills
DirecTV is a top satellite service. To pay your DirecTV bill, there are several options, from mailing in a payment to paying online.
The Basics of Bankruptcy
The method in which consumers and businesses can terminate or repay a certain portion or all of their debts is known as bankruptcy. This can be done under the shelter of the federal bankruptcy court. ...
How to Pay Bill on line
Paying Bills takes Longer than I Thought.Do the words: ' pay bill on line ' seem confusing to you? Maybe you don't know how to automatically pay bills online yet, but you can learn an easy and free way to do so. I automatically pay my bills online and save an average of $17 a month while using
Can Collection Agencies Access Your Bank Accounts?
Collection agencies usually come into your life when you owe a debt and their attempts to address the debt do not succeed. Although collection agencies might come across as being all-powerful entities, they have certain limits on what they can do in order to satisfy a debt. While they can gain acces
Bankruptcy Is It The First or Last Option for You - Bankruptcy Reviewed
Bankruptcy is a very misunderstood process and it has been a hush-hush subject for so many families facing financial difficulties. Once you understand your options, you can better decide what choice you should make.
Chapter 11 Bankruptcy - Can Restructuring Debts Save a Business?
Chapter 11 bankruptcy is available to individuals, partnerships and corporations that carry high levels of debt. Also known as "reorganization", chapter 11 offers debtors the chance to restructure debts and become financially viable again.
Pros & Cons of Debt Consolidation Companies
Debt consolidation companies can both help and hinder.debt defined image by Christopher Walker from Fotolia.comGoing through a debt consolidation company can help many dealing with debt and for those who can't solve the issue through any other options. While these companies do charge for...
Are You in Financial Distress? Learn About Filing For Bankruptcy to Get Out of Debt!
If you are in dire financial situation either because of job loss, extensive credit card debt, loss of loved ones or unpredicted medical expenses, you need to make some changes in your expenses to keep up with any monetary obligations and daily needs. These changes can cause stress and disruption wh
Scouting for Bankruptcy Attorneys Los Angeles
If you are someone who is in search of Bankruptcy Attorneys Los Angeles you have probably stared at the Yellow Pages and thought to yourself €now, which one among all these€? Yup, confusion as to ...