If you have recently graduated from college or are still attending, you would benefit greatly from a course on finance, especially credit.
The fact is that your score will have a major influence on many aspects of your life.
When you try to rent a home or apartment, your number will be checked by the owner or land lord to see if you have a good history of paying bills on time.
If you apply for a home or car loan, your number can determine if you get approved, and if you are approved, how much you will pay monthly.
People who are approved with a low number overpay by thousands of dollars a year and they have to deal with higher insurance rates.
A big factor that you need to consider in how your score will influence your life is on the job hunt.
You are going to college or just graduated, in hopes that a degree will improve your chances of getting a high paying job.
This does help but many companies now run a credit score to see if you are financially responsible and to see if you have any law suits.
There are dozens of things your number will influence and you need to be aware of all of them if you want to be take advantage of them.
There are literally dozens of things that can hurt your number, and learning them can be a valuable lesson.
The two most common ways are with missed or late payments, and by over checking.
That surprises people because they do not think it will hurt their score by checking, especially because there are so many commercials that urge you to do so.
No matter the reason your score is hurt you can fix it if you use credit repair.
Credit repair is great because it can fix it in weeks, and at an affordable price.