What is the best insurance quote? Is it the cheapest? No! Is the most expensive? No! It is rather the offer that promises you adequate coverage and excellent service at the lowest rate possible.
In addition, it must come from an insurer who has a solid financial base and an excellent claims history that is also licensed to sell insurance in your state.
Once these conditions are met, you've got the best quote.
Now that we know what it is, how do we get it? Simple! Get and compare quotes from five or many more insurance quotes sites.
There are hundreds of insurance carriers in the US and you must do all within your power to get rate quotes from as many of them as possible.
That is, if you really want to ensure you do not miss great offers from any company.
Once you've got as many quotes as you can, then you have to begin to check the quality of the insurer behind the best offer.
Visit your state's department of insurance to ensure they are licensed to sell insurance in your state.
Check with the Better Business Bureau (BBB) to be sure they treat their policy holders well.
Look at how complaints are resolved and not just the number only.
If you're not satisfied with what you see, drop the insurer and pick the next best offer.
Once you get an offer from an insurer whose standing at BBB is impressive enough for you, check with financial rating services like Standard and Poor's to ensure you're dealing with a company that has a solid financial base.
If you do these well you'll definitely get the best insurance quote for your profile and coverage needs.