How to Become a Claims Adjuster in Florida

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    • 1). Fulfill the basic requirements to be a resident claims adjuster in Florida. You must be at least 18 years old and a U.S. citizen or a legal alien who has a work authorization from the U.S. Immigration and Naturalization Services. Complete an approved adjuster's course or pass the Florida adjuster exam. If you are an adjuster from a state that has reciprocity with Florida, you may qualify to bypass the course and exam and apply for a non-resident claims adjuster license. Submit to fingerprinting, which is required to obtain a license.

    • 2). Satisfy one of the two methods to qualify to apply for a license. Complete an approved Florida certified adjuster designation course. The course is offered online or in a classroom. A series of quizzes during the course replaces a final exam as a requirement for a license. You may opt to try to pass the state exam without taking the course. Apply for the exam or an adjuster's license through the Florida Department of Financial Services website.

    • 3). Choose a non-resident license if you live outside Florida, and a resident license if you live in the state. You must also stipulate whether you are employed by a company or are a freelance adjuster. You must post a $50,000 surety bond, which you can obtain from a surety insurance company licensed in Florida.

    • 4). Maintain your license by taking 24 hours of continued education courses every two years. Required continued education courses include ethics and law.

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