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Personal Finance : Business & Finance
How to Save BBM Emotion Symbols on a Phone
BlackBerry Messenger or BBM comes on BlackBerry devices along with the BlackBerry operating system. Several emotion symbols, known as “emoticons,” are installed by default along with the BBM program, but you can save additional BBM emoticons on your BlackBerry phone. First, email the emo
How to Open a Bank Account for a Pure Trust
A trust is a separate legal entity that can buy, sell and manage property. It can accomplish a number of legal and financial objectives for the grantor who funds the trust. However, all of the beneficiary's assets must be retitled in the name of the trust in order for it to be effective. This includ
What Is a Bank Lending Rate?
Although a bank lending rate may seem like a simple number expressed as a percentage, there are actually many factors that go into the calculation of this rate. Whenever a bank makes a loan or gives a line of credit to a customer, it must calculate the rate that it will charge the customer for this
How Much Can a Company Match for a 401(k)?
Contributing to a 401k is one of the most effective ways to save for retirement because of the large contribution limits and the ability to receive free money from your employer. Employers have the option of matching your contribution as long as they stay within the limits of the plan.
How to Transfer a Profit Sharing Plan to an IRA
Although profit-sharing plans are being replaced more and more by 401k and other types of retirement plans, many companies still utilize them, particularly large multi-national firms. As employees do not contribute to profit-sharing plans, you may not even be aware that your company maintains a plan
How to Set Up an HSA Account
One way to save money on health care is by taking advantage of a Health Savings Account, or HSA. HSAs allow people to make deductible contributions into an account that is used to pay medical bills. In addition to the tax deduction for contributions, the money inside of the account grows tax-free an
How to Report Social Security Abuse in Ohio
Any Ohio resident who has knowledge of Social Security fraud should report this information to the Office of the Inspector General (OIG). The OIG takes fraud complaints for individuals receiving benefits that conceal work, apply for benefits for children they don’t care for, receive benefits f
How Much Money Does a Portrait Photographer Make?
Portrait photographers capture images of people for a variety of occasions, including graduation and proms, family reunions, and baby pictures. Typically, portrait photographers work for studios or themselves and seldom work freelance, though they may shoot photos on location. Portrait photographers
Auto Body Shop Manager Salary in California
Auto body shop managers are first-line supervisors who handle the day-to-day operation of the shop. They may supervise the collision repair technicians, sometimes referred to as auto body repairers, who repair or replace auto body parts damaged in an accident or other incident. They may serve as a l
What Is on Printed Bank Checks?
A bank check is a written document that tells a financial institution (such as a bank or credit union) to immediately pay a specific amount of money from the account of the check writer to the person who is named on the check.
Importance Of Financial Ratios In Investing
The world of financial ratios is a very important thing that has to be looked at closely. The reason for this is that often a person can get quite confused if they are not exactly ...
How to Make Spreadsheets to Keep Track of Expenses
Keeping track of expenses is an important part of budgeting and managing your finances. One of the easiest ways to do this is by using a spreadsheet. Creating and maintaining an expenses spreadsheet is much simpler than it appears, and is certainly a better option than trying to figure out the expen
Where to Get Free Money to Pay Off Debts
Building up a great deal of personal or business debt is a situation that many people have experienced first hand. In some cases, the debts mount up due to a loss of employment, prolonged health issues, divorce or a range of other problems. While many people may see bankruptcy as the only viable opt
Home Equity Line Of Credit Spartanburg for Investment Property
If you have been thinking of borrowing money lately, then what can be a better source than home line of credit Spartanburg? You can get large cash amount at low rates. Home equity line of ...
Automobile Insurance: A Beneficial Product In Times Of Need
In a variety of articles you have likely read seeking auto insurances, you've arrived at learning the incredible importance of obtaining a coverage for your car. Car insurance functions as your protection from facing any ...
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How to Calculate Equity and Withholdings
Businesses will sometimes pay their employees for their work with equity compensation. Equity compensation is another term for stock options or an ownership interest in a business. It has become a new type of currency, and many workers and service providers now expect equity as part of their compens
How to Wire Money to Cuba
Sending money to Cuba from the U.S. doesn't need to be difficult. Duales, a company based in Canada, allows you to use payment options such as a credit card or cashier's check. You can also use Transcard and Western Union, which both have locations in Cuba.
What Is Level U-6 Unemployment?
Level U-6 unemployment is one of six federally published measurements of national labor utilization used by the Bureau of Labor Statistics. The U-6 unemployment level is the broadest of these metrics. Specifically, according to the Bureau of Labor Statistics, U-6 unemployment includes persons who ar
To What Burial Benefits Are Veterans Entitled?
The United States has a long tradition of honoring its veterans, including those who have returned home from their terms of service to live lives once again as civilians. Among the benefits the U.S. Department of Veterans Affairs provides are burial and memorial services.