The One Delusion That"s Keeping You in Debt
Your healthy financial future needs your diligent attention EVERY SINGLE day.
However, it's easy to get lackadaisical and want to "reward" yourself on your day off.
You may have heard yourself saying, "Saturday is my day off, and I can BUY WHAT I WANT! After all, I have worked hard all week, and I just need a day off, a day to reward myself for this past week.
" This is the worst possible thinking for your financial future.
You'll end up spending money that you don't have on items that you don't need putting your further and further away from your financial dreams.
Marketers are smart.
They know your weaknesses and exploit them.
Have you noticed that blaring ads tell of special deals good for "Saturday Only"? See if this scenario sounds familiar: It's Saturday and your day off, so you actually have a chance to read the newspaper or cruise the internet.
Right there on its own brightly colored ad sheet in the newspaper is a $600 flat screen TV on sale "Saturday only" for a whopping $200 off list price.
You race down to the store to snag this bargain only because it is a bargain.
Never mind that you already have as many flat screen TV's as you can possibly use.
As you walk in the door of the store, you're greeted by a friendly salesman.
When you mention the TV that's $200 off, he offers to show you an even better bargain.
He takes you to the back of the store to the darkened room with leather chairs and seats you in front of a deluxe wall-sized flat screen TV with all the bells and whistles.
The TV could probably even cook your dinner if you punched a button on the remote.
Better yet, it's on sale too.
By now you're lulled into thinking that you NEED this amazing piece of technology.
You work hard 5 days a week, don't you? You should be able to reward your hard work on your day off.
Never mind that the deluxe model costs four times more than the TV you came in the store to buy! You whip out your charge card so you can pay the TV off a little bit every month.
This kind of mistaken thinking can very easily send you down the steep slope to financial ruin.
The best reward you can give yourself for working hard all week is to have money left over from your paycheck by avoiding the purchase of items you don't need.
No backsliding on your day off! Stay diligent, even on the weekends and create a healthy, happy financial future.
However, it's easy to get lackadaisical and want to "reward" yourself on your day off.
You may have heard yourself saying, "Saturday is my day off, and I can BUY WHAT I WANT! After all, I have worked hard all week, and I just need a day off, a day to reward myself for this past week.
" This is the worst possible thinking for your financial future.
You'll end up spending money that you don't have on items that you don't need putting your further and further away from your financial dreams.
Marketers are smart.
They know your weaknesses and exploit them.
Have you noticed that blaring ads tell of special deals good for "Saturday Only"? See if this scenario sounds familiar: It's Saturday and your day off, so you actually have a chance to read the newspaper or cruise the internet.
Right there on its own brightly colored ad sheet in the newspaper is a $600 flat screen TV on sale "Saturday only" for a whopping $200 off list price.
You race down to the store to snag this bargain only because it is a bargain.
Never mind that you already have as many flat screen TV's as you can possibly use.
As you walk in the door of the store, you're greeted by a friendly salesman.
When you mention the TV that's $200 off, he offers to show you an even better bargain.
He takes you to the back of the store to the darkened room with leather chairs and seats you in front of a deluxe wall-sized flat screen TV with all the bells and whistles.
The TV could probably even cook your dinner if you punched a button on the remote.
Better yet, it's on sale too.
By now you're lulled into thinking that you NEED this amazing piece of technology.
You work hard 5 days a week, don't you? You should be able to reward your hard work on your day off.
Never mind that the deluxe model costs four times more than the TV you came in the store to buy! You whip out your charge card so you can pay the TV off a little bit every month.
This kind of mistaken thinking can very easily send you down the steep slope to financial ruin.
The best reward you can give yourself for working hard all week is to have money left over from your paycheck by avoiding the purchase of items you don't need.
No backsliding on your day off! Stay diligent, even on the weekends and create a healthy, happy financial future.
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